Alex King's Cards
💳 25 cards
Condensed
Compact
Extended
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Platinum
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,250 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
Sign Up Bonus
125,000 Points
after you spend $8,000 in the first 6 months from account opening
$1,250 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Airlines (worth 5%)
🛍️ 5x on amextravel.com (worth 5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$695 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
UBER RIDES WITH PLATINUM™
THE GLOBAL LOUNGE COLLECTION®
$200 Airline Fee Credit
INTERNATIONAL AIRLINE PROGRAM
FEE CREDIT FOR GLOBAL ENTRY OR TSA PRE✓®
The Centurion® Lounge
Fine Hotels & Resorts® Program
The Hotel Collection
PLATINUM TRAVEL SERVICE
MARRIOTT BONVOY™ GOLD ELITE STATUS
Hilton Honors Gold Status
NO FOREIGN TRANSACTION FEES
Car Rental Privileges
Car Rental Loss and Damage Insurance︎
Premium Global Assist® Hotline
TRIP DELAY
TRIP CANCELLATION
SHOP SAKS WITH PLATINUM
PLATINUM CARD® CONCIERGE
BY INVITATION ONLY®
Global Dining Collection
PREFERRED SEATING
Departures Magazine
INCIRCLE®
COMPLIMENTARY ADDITIONAL GOLD CARD
Card Member Services
Experience Membership Together
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Ink Business Preferred®
Sign Up Bonus
100,000 Points
after you spend $8,000 in the first 3 months from account opening
$1,500 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 3x on Travel, Telecommunications, Shipping, Advertisements (worth 4.5%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
21.24% - 26.24% Purchase APR
21.24% - 26.24% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Gift Cards
Apple® Ultimate Rewards Store
Travel
1:1 Points Transfer
Trip Cancellation/Trip Interruption Insurance
Roadside Dispatch
Auto Rental Collision Damage Waiver
Cell Phone Protection
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
100,000 Points
after you spend $8,000 in the first 3 months from account opening
$1,500 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 3x on Travel, Telecommunications, Shipping, Advertisements (worth 4.5%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
21.24% - 26.24% Purchase APR
21.24% - 26.24% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Gift Cards
Apple® Ultimate Rewards Store
Travel
1:1 Points Transfer
Trip Cancellation/Trip Interruption Insurance
Roadside Dispatch
Auto Rental Collision Damage Waiver
Cell Phone Protection
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Amex EveryDay® Preferred
Sign Up Bonus
15,000 Points
after you spend $2,000 in the first 6 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (worth 3%) (up to $6,000)
⛽ 2x on Gas (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Earn 50% Extra Points
Car Rental Loss and Damage Insurance︎
Global Assist® Hotline
Shop with Membership Rewards® Points
Return Protection
Dispute Resolution
Fraud Protection
PAY IT PLAN IT®
Sign Up Bonus
15,000 Points
after you spend $2,000 in the first 6 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🛒 3x on Grocery (worth 3%) (up to $6,000)
⛽ 2x on Gas (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.24% - 28.24% Purchase APR
18.24% - 28.24% Transfer APR
29.99% Cash Advance APR
Fees
$95 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
2.7% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Earn 50% Extra Points
Car Rental Loss and Damage Insurance︎
Global Assist® Hotline
Shop with Membership Rewards® Points
Return Protection
Dispute Resolution
Fraud Protection
PAY IT PLAN IT®
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Business Platinum
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on amextravel.com (worth 5%)
🛍️ 1.5x on Home Improvement (worth 1.5%)
🛍️ 1.5x on Electronics (worth 1.5%)
🛍️ 1.5x on Shipping (worth 1.5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 28.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
The Global Lounge Collection
$200 Airline Fee Credit
$189 CLEAR Plus Credit
Fine Hotels + Resorts Program
Fee Credit for Global Entry or TSA PreCheck
No Foreign Transaction Fees
Marriott Bonvoy Gold Elite Status
Hilton Honors Gold Status
Premium Car Rental Privileges
Business Platinum Travel Service
Trip Delay Insurance
Trip Cancellation and Interruption Insurance
Shop Dell Technologies
Build Your Team with Indeed
Adobe Creative Solutions
Wireless Credit
Preferred Access
Car Rental Loss and Damage Insurance
Global Dining Access by Resy
Baggage Insurance Plan
Premium Global Assist Hotline
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Cell Phone Protection
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
150,000 Points
after you spend $20,000 in the first 3 months from account opening
$1,500 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on amextravel.com (worth 5%)
🛍️ 1.5x on Home Improvement (worth 1.5%)
🛍️ 1.5x on Electronics (worth 1.5%)
🛍️ 1.5x on Shipping (worth 1.5%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 28.49% Purchase APR
Fees
$695 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
The Global Lounge Collection
$200 Airline Fee Credit
$189 CLEAR Plus Credit
Fine Hotels + Resorts Program
Fee Credit for Global Entry or TSA PreCheck
No Foreign Transaction Fees
Marriott Bonvoy Gold Elite Status
Hilton Honors Gold Status
Premium Car Rental Privileges
Business Platinum Travel Service
Trip Delay Insurance
Trip Cancellation and Interruption Insurance
Shop Dell Technologies
Build Your Team with Indeed
Adobe Creative Solutions
Wireless Credit
Preferred Access
Car Rental Loss and Damage Insurance
Global Dining Access by Resy
Baggage Insurance Plan
Premium Global Assist Hotline
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Cell Phone Protection
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Delta Platinum Business
Sign Up Bonus
65,000 Skymiles
after you spend $6,000 in the first 6 months from account opening
$780 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Companion Certificate
$120 Resy Credit
TakeOff 15: Save 15% on Award Travel
$120 Rideshare Credit
Complimentary Upgrade List
Main Cabin 1 Priority Boarding
First Checked Bag Free
$200 Delta Stays Credit
Hertz Five Star Status
Fee Credit for Global Entry or TSA Precheck
Trip Delay Insurance
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Earn Miles
MQD (Medallion Qualification Dollars) Headstart
MQD (Medallion Qualification Dollars) Boost
Global Assist Hotline
Relationship Care Service
Expanded Buying Power
Employee Cards
Connect to Quickbooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
65,000 Skymiles
after you spend $6,000 in the first 6 months from account opening
$780 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Hotels (worth 3.6%)
✈️ 3x on Delta Air (worth 3.6%)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
Fees
$350 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Companion Certificate
$120 Resy Credit
TakeOff 15: Save 15% on Award Travel
$120 Rideshare Credit
Complimentary Upgrade List
Main Cabin 1 Priority Boarding
First Checked Bag Free
$200 Delta Stays Credit
Hertz Five Star Status
Fee Credit for Global Entry or TSA Precheck
Trip Delay Insurance
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Earn Miles
MQD (Medallion Qualification Dollars) Headstart
MQD (Medallion Qualification Dollars) Boost
Global Assist Hotline
Relationship Care Service
Expanded Buying Power
Employee Cards
Connect to Quickbooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Hilton Honors Surpass®
Sign Up Bonus
130,000 Points
after you spend $3,000 in the first 6 months from account opening
$520 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
🛒 6x on Grocery (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
🛍️ 4x on Online Shopping (worth 1.6%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Weekend Night Reward
Priority Pass™ Select – 10 COMPLIMENTARY Visits
Complimentary Gold Status
No Foreign Transaction Fees
Car Rental Loss and Damage Insurance︎
Global Assist® Hotline
Fraud Protection
Pay It Plan It®
Additional Cards
Sign Up Bonus
130,000 Points
after you spend $3,000 in the first 6 months from account opening
$520 value based on 0.4¢ per Hilton Honors point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 12x on Hilton (worth 4.8%)
🍴 6x on Dining (worth 2.4%)
🛒 6x on Grocery (worth 2.4%)
⛽ 6x on Gas (worth 2.4%)
🛍️ 4x on Online Shopping (worth 1.6%)
♾️ 3x on Everything Else
Percentages based on 0.4¢ per Hilton Honors point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$150 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Weekend Night Reward
Priority Pass™ Select – 10 COMPLIMENTARY Visits
Complimentary Gold Status
No Foreign Transaction Fees
Car Rental Loss and Damage Insurance︎
Global Assist® Hotline
Fraud Protection
Pay It Plan It®
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Bonvoy Business Amex
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Marriott Bonvoy Room Rate Discount
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Marriott Bonvoy Gold Elite Status
Premium Internet Access
No Foreign Transaction Fees
Be a Marriott Bonvoy Business Member
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
Sign Up Bonus
3 Points
after you spend $6,000 in the first 6 months from account opening
$0 value based on 0.7¢ per Marriott point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 6x on Marriott (worth 4.2%)
🍴 4x on Dining (worth 2.8%)
⛽ 4x on Gas (worth 2.8%)
🛍️ 4x on Telecommunications (worth 2.8%)
🛍️ 4x on Shipping (worth 2.8%)
♾️ 2x on Everything Else
Percentages based on 0.7¢ per Marriott point
Rates
20.99% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$125 Annual Fee
$5 or 3% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Marriott Bonvoy Room Rate Discount
Earn & Redeem Free Nights
Elite Night Credits
Marriott Bonvoy Air+Car Transfer Program
Complimentary Marriott Bonvoy Gold Elite Status
Premium Internet Access
No Foreign Transaction Fees
Be a Marriott Bonvoy Business Member
Baggage Insurance Plan
Global Assist Hotline
Car Rental Loss and Damage Insurance
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Amex Offers
Dispute Resolution
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apple Card
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
✈️ 3x on Uber
🍴 3x on Panera
🍴 3x on Uber Eats
⛽ 3x on Exxon
⛽ 3x on Mobil
🛍️ 3x on Apple
🛍️ 3x on Walgreens
🛍️ 3x on T-Mobile
🛍️ 3x on Nike
🛍️ 2x on Apple Pay
♾️ 1x on Everything Else
Rates
10.99% - 21.99% Purchase APR
Fees
$0 Foreign Transaction Fee
$0 Late Payment Fee
Minimum Credit Requirement
This card requires Rebuilding (600+) credit
Rewards
✈️ 3x on Uber
🍴 3x on Panera
🍴 3x on Uber Eats
⛽ 3x on Exxon
⛽ 3x on Mobil
🛍️ 3x on Apple
🛍️ 3x on Walgreens
🛍️ 3x on T-Mobile
🛍️ 3x on Nike
🛍️ 2x on Apple Pay
♾️ 1x on Everything Else
Rates
10.99% - 21.99% Purchase APR
Fees
$0 Foreign Transaction Fee
$0 Late Payment Fee
🔽 Expand
Prime Store
Sign Up Bonus
1,000 Points
after you spend $1 in the first month from account opening
$10 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Amazon (worth 5%)
♾️ 0x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
Fees
$0 Annual Fee
Sign Up Bonus
1,000 Points
after you spend $1 in the first month from account opening
$10 value based on 1¢ per Amazon point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🛍️ 5x on Amazon (worth 5%)
♾️ 0x on Everything Else
Percentages based on 1¢ per Amazon point
Rates
Fees
$0 Annual Fee
🔽 Expand
Emirates Skywards Premium World Elite Mastercard
Sign Up Bonus
40,000 Miles
after you spend $3,000 in the first 3 months from account opening
$400 value based on 1¢ per Emirates mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Emirates mile
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$499 Annual Fee
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Enjoy Emirates Gold tier membership
Earn 40,000 bonus Skywards Miles
Earn 3 Skywards Miles on eligible Emirates purchases.
Earn 10,000 anniversary bonus Skywards Miles
Global Entry or TSA PreCheck application fee credit
There is no limit to the number of Skywards Miles you can earn
No foreign transaction fees
Receive 25% savings when you Buy or Gift Miles
Complimentary online access to your FICO Credit Score
Priority Pass Select lounge access
$0 Fraud Liability protection
Sign Up Bonus
40,000 Miles
after you spend $3,000 in the first 3 months from account opening
$400 value based on 1¢ per Emirates mile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per Emirates mile
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$499 Annual Fee
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Enjoy Emirates Gold tier membership
Earn 40,000 bonus Skywards Miles
Earn 3 Skywards Miles on eligible Emirates purchases.
Earn 10,000 anniversary bonus Skywards Miles
Global Entry or TSA PreCheck application fee credit
There is no limit to the number of Skywards Miles you can earn
No foreign transaction fees
Receive 25% savings when you Buy or Gift Miles
Complimentary online access to your FICO Credit Score
Priority Pass Select lounge access
$0 Fraud Liability protection
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
American Express Gold
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 6 months from account opening
$900 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
Sign Up Bonus
90,000 Points
after you spend $6,000 in the first 6 months from account opening
$900 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
🍴 4x on Dining (worth 4%)
🛒 4x on Grocery (worth 4%) (up to $25,000)
✈️ 3x on Airlines (worth 3%)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
21.24% - 29.24% Purchase APR
29.99% Cash Advance APR
Fees
$250 Annual Fee
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$120 Dining Credit
No Foreign Transaction Fees
The Hotel Collection
Baggage Insurance Plan
GLOBAL ASSIST® HOTLINE
Car Rental Loss and Damage Insurance
Membership Rewards® Pay With Points
Amex Offers
AMERICAN EXPRESS EXPERIENCES
American Express® Preferred Seating
Card Member Services
Additional Cards
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
American Airlines World Elite Business Mastercard
Sign Up Bonus
75,000 Points
after you spend $0 in the first 0 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Car Rentals (worth 2%)
🛍️ 2x on Telecommunications (worth 2%)
✈️ 2x on American Air (worth 2%)
🛍️ 2x on Office Supplies (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 30.24% Purchase APR
21.24% - 30.24% Transfer APR
30.49% Cash Advance APR
Fees
$95 Annual Fee
$0 Foreign Transaction Fee
$19 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn up to 75,000 AAdvantage bonus miles
5% AAdvantage mileage bonus
Barclays Celebrates Small Business
First checked bag free
Companion Certificate
Preferred boarding
AAdvantage Status
Receive 25% inflight savings
No foreign transaction fees
Complimentary employee cards
$0 Fraud Liability protection
Sign Up Bonus
75,000 Points
after you spend $0 in the first 0 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 2x on Car Rentals (worth 2%)
🛍️ 2x on Telecommunications (worth 2%)
✈️ 2x on American Air (worth 2%)
🛍️ 2x on Office Supplies (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 30.24% Purchase APR
21.24% - 30.24% Transfer APR
30.49% Cash Advance APR
Fees
$95 Annual Fee
$0 Foreign Transaction Fee
$19 Late Payment Fee
$39 Return Payment Fee
Benefits
Earn up to 75,000 AAdvantage bonus miles
5% AAdvantage mileage bonus
Barclays Celebrates Small Business
First checked bag free
Companion Certificate
Preferred boarding
AAdvantage Status
Receive 25% inflight savings
No foreign transaction fees
Complimentary employee cards
$0 Fraud Liability protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Ink Business Cash®
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
Sign Up Bonus
35,000 Points
after you spend $3,000 in the first 3 months from account opening
$525 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
🛍️ 5x on Telecommunications, Office Supplies (worth 7.5%) (up to $25,000)
🍴 2x on Dining, Gas (worth 3%) (up to $25,000)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
18.49% - 24.49% Purchase APR
18.49% - 24.49% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$15 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Return Payment Fee
Benefits
Cash Back
Travel
Apple® Ultimate Rewards Store
Gift Cards
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
Roadside Dispatch
Purchase Protection
Extended Warranty Protection
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
AAdvantage Aviator Red Mastercard
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 1x on American Air (worth 1%)
♾️ 50x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
Fees
$0 Annual Fee
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 1x on American Air (worth 1%)
♾️ 50x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
Fees
$0 Annual Fee
🔽 Expand
Delta Reserve Business
Sign Up Bonus
75,000 Skymiles
after you spend $10,000 in the first 6 months from account opening
$900 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Delta Air (worth 3.6%)
1.5x on All (worth 1.8%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
Fees
$650 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Complimentary Access to The Centurion Lounge and Escape Lounge
Complimentary Delta Sky Club Access
$240 Resy Credit & Global Dining Access
Companion Certificate
$120 Rideshare Credit
TakeOff 15: Save 15% on Award Travel
Complimentary Upgrade List
Main Cabin 1 Priority Boarding
First Checked Bag Free
$250 Delta Stays Credit
Hertz President's Circle Status
No Foreign Transaction Fees
Concierge
Trip Delay Insurance
Trip Cancellation and Interruption Insurance
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Earn Miles
MQD (Medallion Qualification Dollars) Headstart
MQD (Medallion Qualification Dollars) Boost
Relationship Care Service
Expanded Buying Power
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Cell Phone Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
75,000 Skymiles
after you spend $10,000 in the first 6 months from account opening
$900 value based on 1.2¢ per Delta skymile
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 3x on Delta Air (worth 3.6%)
1.5x on All (worth 1.8%) (up to $150,000)
♾️ 1x on Everything Else
Percentages based on 1.2¢ per Delta skymile
Rates
20.99% - 29.99% Purchase APR
Fees
$650 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Complimentary Access to The Centurion Lounge and Escape Lounge
Complimentary Delta Sky Club Access
$240 Resy Credit & Global Dining Access
Companion Certificate
$120 Rideshare Credit
TakeOff 15: Save 15% on Award Travel
Complimentary Upgrade List
Main Cabin 1 Priority Boarding
First Checked Bag Free
$250 Delta Stays Credit
Hertz President's Circle Status
No Foreign Transaction Fees
Concierge
Trip Delay Insurance
Trip Cancellation and Interruption Insurance
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Earn Miles
MQD (Medallion Qualification Dollars) Headstart
MQD (Medallion Qualification Dollars) Boost
Relationship Care Service
Expanded Buying Power
Employee Cards
Connect to QuickBooks
Account Manager
Account Alerts
Online Statements
Vendor Pay by Bill.com
Extended Warranty
Purchase Protection
Cell Phone Protection
Dispute Resolution
Amex Offers
🔽 Expand
Citi®/AAdvantage® Platinum Select® World Elite Mastercard®
Sign Up Bonus
50,000 Points
after you spend $2,500 in the first 3 months from account opening
$500 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on American Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
Sign Up Bonus
50,000 Points
after you spend $2,500 in the first 3 months from account opening
$500 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
🍴 2x on Dining (worth 2%)
⛽ 2x on Gas (worth 2%)
✈️ 2x on American Air (worth 2%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
🔽 Expand
Citi®/AAdvantage® Executive World Elite Mastercard®
Sign Up Bonus
70,000 Points
after you spend $7,000 in the first 3 months from account opening
$700 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 10x on Car Rentals (American Airlines) (worth 10%)
✈️ 10x on Hotels (American Airlines) (worth 10%)
✈️ 4x on American Air (worth 4%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$595 Annual Fee
Sign Up Bonus
70,000 Points
after you spend $7,000 in the first 3 months from account opening
$700 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 10x on Car Rentals (American Airlines) (worth 10%)
✈️ 10x on Hotels (American Airlines) (worth 10%)
✈️ 4x on American Air (worth 4%)
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
21.24% - 29.99% Transfer APR
29.99% Cash Advance APR
Fees
$595 Annual Fee
🔽 Expand
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Business Gold
Sign Up Bonus
70,000 Points
after you spend $10,000 in the first 3 months from account opening
$700 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 28.49% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
$240 Flexible Business Credit
$155 Walmart+ Credit
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
No Foreign Transaction Fees
The Hotel Collection
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Trip Delay Insurance
Cell Phone Protection
Amex Offers
Dispute Resolution
Extended Warranty
Purchase Protection
Relationship Care Service
Sign Up Bonus
70,000 Points
after you spend $10,000 in the first 3 months from account opening
$700 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
☑️ 4x on Choice: Restaurants, Gas Stations, Transit, Hardware/Software/Cloud, Wireless Phone Services, Select Media Ads (worth 4%) (up to $150,000)
🛍️ 3x on amextravel.com (worth 3%)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
19.49% - 28.49% Purchase APR
Fees
$375 Annual Fee
$0 Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
$240 Flexible Business Credit
$155 Walmart+ Credit
Pay Over Time Option
No Preset Spending Limit
Employee Cards
Connect to QuickBooks
Vendor Pay by Bill.com
Account Manager
Account Alerts
Online Statements
No Foreign Transaction Fees
The Hotel Collection
Global Assist Hotline
Baggage Insurance Plan
Car Rental Loss and Damage Insurance
Trip Delay Insurance
Cell Phone Protection
Amex Offers
Dispute Resolution
Extended Warranty
Purchase Protection
Relationship Care Service
🔽 Expand
Apply on American Express
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Blue Business Plus
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
Sign Up Bonus
15,000 Points
after you spend $3,000 in the first 3 months from account opening
$150 value based on 1¢ per Membership Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
2x on All (worth 2%) (up to $50,000)
♾️ 1x on Everything Else
Percentages based on 1¢ per Membership Rewards point
Rates
18.49% - 26.49% Purchase APR
Fees
$0 Annual Fee
$5 or 3% Balance Transfer Fee, whichever is greater
2.7% Foreign Transaction Fee
$39 Late Payment Fee
$39 Return Payment Fee
Benefits
Buy above your credit limit with Expanded Buying Power
Membership Rewards Points
Employee Cards
Connect to QuickBooks
Online Statements
Account Manager
Account Alerts
Vendor Pay by Bill.com
Relationship Care Service
Global Assist Hotline
Car Rental Loss and Damage Insurance
Extended Warranty
Purchase Protection
Dispute Resolution
Amex Offers
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Chase Freedom Unlimited®
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛍️ 3x on Drugstores (worth 4.5%)
♾️ 1.5x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
20,000 Points
after you spend $500 in the first 3 months from account opening
$300 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
✈️ 5x on Lyft (worth 7.5%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Hotels (Ultimate Rewards) (worth 7.5%)
✈️ 5x on Car Rentals (Ultimate Rewards) (worth 7.5%)
🍴 3x on Dining (worth 4.5%)
🛍️ 3x on Drugstores (worth 4.5%)
♾️ 1.5x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
20.49% - 29.24% Purchase APR
20.49% - 29.24% Transfer APR
29.99% Cash Advance APR
Fees
$0 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
3% Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
Zero Liability Protection
Purchase Protection
Extended Warranty Protection
Trip Cancellation/Interruption Insurance
24/7 Fraud Monitoring
Auto Rental Collision Damage Waiver
Travel and Emergency Assistance Services
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_FreedomUnlimited-36" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56029.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window </span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
Chase Sapphire Reserve®
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)
✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)
🍴 10x on Dining (Ultimate Rewards) (worth 15%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
22.49% - 29.49% Purchase APR
22.49% - 29.49% Transfer APR
29.99% Cash Advance APR
Fees
$550 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$300 Annual Travel Credit
Complimentary Airport Lounge Access
Global Entry or TSA PreCheck® or NEXUS Fee Credit
The Edit℠
Reserved by Sapphire
Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits
Lyft
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphireReserve_37" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56007.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
Sign Up Bonus
60,000 Points
after you spend $4,000 in the first 3 months from account opening
$900 value based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Minimum Credit Requirement
This card requires Excellent (700+) credit
Rewards
✈️ 10x on Lyft (worth 15%)
✈️ 10x on Hotels (Ultimate Rewards) (worth 15%)
✈️ 10x on Car Rentals (Ultimate Rewards) (worth 15%)
🍴 10x on Dining (Ultimate Rewards) (worth 15%)
✈️ 5x on Air Travel (Ultimate Rewards) (worth 7.5%)
✈️ 3x on Travel (worth 4.5%)
🍴 3x on Dining (worth 4.5%)
♾️ 1x on Everything Else
Percentages based on Alex's valuation of 1.5¢ per Ultimate Rewards point
Rates
22.49% - 29.49% Purchase APR
22.49% - 29.49% Transfer APR
29.99% Cash Advance APR
Fees
$550 Annual Fee
$5 or 5% Balance Transfer Fee, whichever is greater
$10 or 5% Cash Advance Fee, whichever is greater
$0 Foreign Transaction Fee
$40 Late Payment Fee
$40 Return Payment Fee
Benefits
$300 Annual Travel Credit
Complimentary Airport Lounge Access
Global Entry or TSA PreCheck® or NEXUS Fee Credit
The Edit℠
Reserved by Sapphire
Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits
Lyft
Peloton
After purchase:</b> Pay off an eligible purchase you've already made of $100 or more<a class="od-link product-offer-details" data-bs-target="#offerDetailsModal" data-bs-toggle="modal" data-lh-name="ODModal" data-remote="false" href="/#">*<span class='visually-hidden'> Opens offer details overlay</span></a> in smaller, equal monthly payments. No <span class="text-nowrap">interest - just</span> a fixed monthly fee<sup><a class="pt-daggerU" data-lh-name="PricingTerms_SapphireReserve_37" href="https://sites.chase.com/services/creatives/pricingandterms.html/content/dam/pricingandterms/LGC56007.html" target="_blank">†<span class='visually-hidden'> Opens pricing and terms in new window</span></a></sup> with plan durations that range from <span class="text-nowrap">3-24 months.</span> Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.</p>
🔽 Expand
Apply on Chase
👆 If you apply with this link and are approved, Alex may earn a referral bonus.
CitiBusiness®/AAdvantage® Platinum Select® World Elite Mastercard®
Sign Up Bonus
75,000 Points
after you spend $5,000 in the first 5 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
Sign Up Bonus
75,000 Points
after you spend $5,000 in the first 5 months from account opening
$750 value based on 1¢ per AAdvantage® point
Minimum Credit Requirement
This card requires Good (650+) credit
Rewards
♾️ 1x on Everything Else
Percentages based on 1¢ per AAdvantage® point
Rates
21.24% - 29.99% Purchase APR
29.99% Cash Advance APR
Fees
$99 Annual Fee
🔽 Expand
