Morgix is home of the no payment mortgage. When tough times hit and you don't want to lose everything, talk to us about arranging up to 5 years without payments. We are a Toronto area based financial services company focused on providing alternative lending options to people who are having a rough time with their personal finances. Debt consolidation, home equity lines of credit, second mortgages, and of course the no payment mortgage are all great options. The plan is to keep more money in your pocket, each and every month.